Friday 30th July 2010

JS GROUP

JS Group, built over four decades, is one of Pakistan's most diversified and progressive financial services group.

VISION
"Our vision is to empower every Pakistani with the right financial solutions"

JS Group controls and operates market-leading financial service companies in Pakistan across sectors including asset management, commercial banking, Islamic banking, insurance, investment banking, financial advisory services, stock brokerage, company research, consumer credit rating, factoring and micro finance.

JS Group also has investments throughout Pakistan's economy, including its industrial sector, technology & media sectors, commercial real estate, energy & natural resources and aviation.

The group includes six vertical businesses:

  • JS Financial
  • JS Industrial
  • JS Infocom
  • JS Property
  • JS Resources
  • JS Transportation


We believe each of these sectors, in itself, offers an exciting and attractive long-term investment proposition in Pakistan. Our diversification across these sectors allows JS to ride out each sector's individual business cycle and take a long term approach to investing in and building our businesses.

The group has offices throughout the major cities in Pakistan and manages its international operations from its London and Dubai offices.

At JS, we continually challenge ourselves to dynamically grow our businesses, both internally and through world-class partnerships, while setting ever-higher standards of excellence and governance.

JS Group partnerships in Pakistan include:

  • Allianz (Insurance)
  • AMVESCAP (Asset management)
  • DCD Group (Islamic banking, property)
  • Dubai Bank (Islamic banking)
  • Experian (Credit bureau)
  • Global Investment House K.S.C.C. (Securities & Investment Banking)
  • IFC (Asset management)
  • Ulker (Food)

Our strategy is to identify underserved markets and customer segments in Pakistan. We then study similar markets internationally to understand different strategies to successfully address those markets' needs.

Once we understand the market opportunity, and the one or more ways it can be addressed, we seek out organizations with the skills, processes, systems, expertise and brand, to develop a solution to meet customers' needs.